World Bank Group (WBG)
ManagerialAnnual Fiduciary Review of PEDP4, DPE (FM & PPR)
Key takeaway
Connected financial management and procurement review within a major development-program accountability framework.
Assurance & advisory record
Assignments completed at Mahamud Sabuj & Co., Chartered Accountants, spanning audit senior through managerial and associate director responsibilities.
51
Clients
56
Assignments
25
Industries
56 assignments
About the takeaways: these are capability-based interpretations of each assignment’s documented scope, sector and role. They do not disclose audit findings or confidential client information.
01
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| World Bank Group (WBG) | Banking & NBFI | Annual Fiduciary Review of PEDP4, DPE (FM & PPR) | Managerial | 2021–22 | Connected financial management and procurement review within a major development-program accountability framework. |
Annual Fiduciary Review of PEDP4, DPE (FM & PPR)
Key takeaway
Connected financial management and procurement review within a major development-program accountability framework.
02
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| Asian Development Bank (ADB) | Banking & NBFI | Economic & financial analysis for PCR of DWSSDP, DWASA | In-Charge | September 2021 | Applied economic and financial analysis to assess development-project performance and completion viability. |
| Yeakin Polymer PLC (YPL) (iPe, KPSL) | Polymer | Financial due diligence, valuation and preparation of SoFP | In-Charge | 31 March 2022 | Integrated diligence, valuation and opening-position analysis for an investment-oriented manufacturing review. |
| North Point Medical College and Hospital | Hospital | Feasibility analysis | Managerial | 2023 | Evaluated commercial and financial viability in a capital-intensive healthcare operating model. |
| Southeast Union Ceramic Industries Limited | Ceramics | Feasibility analysis | In-Charge | 30 June 2021 | Assessed project economics, funding assumptions and financial sustainability for a manufacturing venture. |
| “Daruchini Plaza” — AWAR Construction (iPe) | Construction | Financial due diligence, valuation and preparation of SoFP | In-Charge | 2022 | Combined asset-based review, valuation judgment and financial-position preparation for a property investment. |
Economic & financial analysis for PCR of DWSSDP, DWASA
Key takeaway
Applied economic and financial analysis to assess development-project performance and completion viability.
Financial due diligence, valuation and preparation of SoFP
Key takeaway
Integrated diligence, valuation and opening-position analysis for an investment-oriented manufacturing review.
Feasibility analysis
Key takeaway
Evaluated commercial and financial viability in a capital-intensive healthcare operating model.
Feasibility analysis
Key takeaway
Assessed project economics, funding assumptions and financial sustainability for a manufacturing venture.
Financial due diligence, valuation and preparation of SoFP
Key takeaway
Combined asset-based review, valuation judgment and financial-position preparation for a property investment.
03
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| ONE Bank PLC | Banking | Statutory audit | Managerial | 31 December 2024 | Directed risk-focused audit execution within the regulatory and reporting demands of a listed bank. |
| NRBC Bank PLC | Banking | Statutory audit | Managerial | 31 December 2024 | Managed complex financial-statement assurance across banking controls, estimates and regulatory disclosures. |
| National Bank of Pakistan — Bangladesh | Banking | Statutory audit and report to PwC Pakistan | Managerial | 31 December 2024 | Coordinated local statutory assurance with cross-border group-auditor reporting requirements. |
| Fred Hollows Foundation Bangladesh | NGO | Statutory audit and report to BDO Australia | Managerial | 31 December 2024 | Aligned local NGO assurance with international group reporting and donor-accountability expectations. |
| Bangladesh Chemical Industries Corporation | Corporation | Statutory audit | Managerial | 30 June 2024 | Managed assurance across a large public-sector corporate environment with broad compliance considerations. |
| National Tubes PLC | Manufacturing | Statutory audit | Managerial | 30 June 2024 | Applied manufacturing-audit judgment to inventory, production costs, assets and financial reporting. |
| Cross World Group (5 concerns) | Manufacturing | Statutory audit | Managerial | 30 June 2024 | Coordinated multi-entity assurance while maintaining consistent testing and reporting across five concerns. |
| Bangladesh Climate Change Trust (BCCT) | Trust | Statutory audit | Managerial | 30 June 2021, 2022 & 2023 | Built continuity across three annual audits involving public funds, governance and program accountability. |
| National Bank of Pakistan Employees’ PF | Banking & NBFI | Statutory audit | Managerial | 2021, 2022 & 2023 | Developed recurring assurance expertise in provident-fund contributions, investments, benefits and governance. |
| Freight Systems Co. Limited (FSL) | Freight forwarding | Statutory audit | Managerial | 31 March 2022 & 2023 | Addressed revenue, receivables and cross-border transaction risks across successive freight-sector audits. |
| Cargo Systems Bangladesh Limited (CSBL) | Freight forwarding | Statutory audit | Managerial | 30 June 2022 & 2023 | Strengthened understanding of logistics revenue cycles, agency balances and operational cut-off risks. |
| Mega Consultants BD Limited | Engineering consultancy | Statutory audit | Managerial | 30 June 2022 & 2023 | Applied assurance procedures to project-based revenue, professional fees and contract receivables. |
| Bitfountain Limited | Engineering consultancy | Statutory audit | Managerial | 30 June 2022 | Focused audit judgment on service contracts, revenue recognition and professional-project expenditure. |
| Asian American Partners Limited | Buying house | Statutory audit | Managerial | 30 June 2023 & 2024 | Managed recurring assurance over commission income, export-support activities and working-capital balances. |
| Asian American Partners Employees’ PF | Buying house | Statutory audit | Managerial | 30 June 2022, 2023 & 2024 | Sustained three-year provident-fund assurance covering member balances, investments and benefit obligations. |
| Oncology Club Bangladesh | Club | Statutory audit | Managerial | 30 June 2022, 2023 & 2024 | Applied proportionate governance and fund-accountability assurance across three consecutive reporting periods. |
| Rangpur Palli Bidyut Samity (RPBS) | Power & utilities | Statutory audit | Managerial | 30 June 2024 | Managed utility-sector assurance spanning billing, collections, infrastructure assets and regulatory reporting. |
| Habigonj Palli Bidyut Samity (HBPS) | Power & utilities | Statutory audit | In-Charge | 30 June 2023 | Led fieldwork around utility revenue, customer receivables, network assets and operational controls. |
| Sunamgonj Palli Bidyut Samity (SPBS) | Power & utilities | Statutory audit | In-Charge | 30 June 2022 | Built sector knowledge by leading assurance over rural-electricity operations and financial controls. |
| Narsingdhi Palli Bidyut Samity (NPBS) | Power & utilities | Statutory audit | Associate | 30 June 2019 | Established an early foundation in utility audit evidence, field testing and documentation discipline. |
| M3 Developers Limited | Construction | Statutory audit | Managerial | 30 June 2022 | Applied assurance judgment to project costs, property balances, revenue timing and contractor obligations. |
| Prudent Fashions | Garments | Interim financial-statement audit | Associate | 30 June 2020 | Gained practical exposure to garment production cycles, inventory and interim reporting controls. |
| Portonics Limited | ITES | Statutory audit | Associate | 30 June 2019 & 2020 | Built recurring audit experience in a technology-enabled service business with evolving processes. |
| Roar Bangladesh Limited | ITES | Statutory audit | Associate | 31 March 2020 | Applied core assurance procedures to digital-service revenue, expenses and early-stage control environments. |
| Grameenphone Limited Employees’ PF | Telecommunications | Statutory audit | Associate | 31 December 2019 | Developed foundational provident-fund audit skills within a large corporate employee-benefit structure. |
Statutory audit
Key takeaway
Directed risk-focused audit execution within the regulatory and reporting demands of a listed bank.
Statutory audit
Key takeaway
Managed complex financial-statement assurance across banking controls, estimates and regulatory disclosures.
Statutory audit and report to PwC Pakistan
Key takeaway
Coordinated local statutory assurance with cross-border group-auditor reporting requirements.
Statutory audit and report to BDO Australia
Key takeaway
Aligned local NGO assurance with international group reporting and donor-accountability expectations.
Statutory audit
Key takeaway
Managed assurance across a large public-sector corporate environment with broad compliance considerations.
Statutory audit
Key takeaway
Applied manufacturing-audit judgment to inventory, production costs, assets and financial reporting.
Statutory audit
Key takeaway
Coordinated multi-entity assurance while maintaining consistent testing and reporting across five concerns.
Statutory audit
Key takeaway
Built continuity across three annual audits involving public funds, governance and program accountability.
Statutory audit
Key takeaway
Developed recurring assurance expertise in provident-fund contributions, investments, benefits and governance.
Statutory audit
Key takeaway
Addressed revenue, receivables and cross-border transaction risks across successive freight-sector audits.
Statutory audit
Key takeaway
Strengthened understanding of logistics revenue cycles, agency balances and operational cut-off risks.
Statutory audit
Key takeaway
Applied assurance procedures to project-based revenue, professional fees and contract receivables.
Statutory audit
Key takeaway
Focused audit judgment on service contracts, revenue recognition and professional-project expenditure.
Statutory audit
Key takeaway
Managed recurring assurance over commission income, export-support activities and working-capital balances.
Statutory audit
Key takeaway
Sustained three-year provident-fund assurance covering member balances, investments and benefit obligations.
Statutory audit
Key takeaway
Applied proportionate governance and fund-accountability assurance across three consecutive reporting periods.
Statutory audit
Key takeaway
Managed utility-sector assurance spanning billing, collections, infrastructure assets and regulatory reporting.
Statutory audit
Key takeaway
Led fieldwork around utility revenue, customer receivables, network assets and operational controls.
Statutory audit
Key takeaway
Built sector knowledge by leading assurance over rural-electricity operations and financial controls.
Statutory audit
Key takeaway
Established an early foundation in utility audit evidence, field testing and documentation discipline.
Statutory audit
Key takeaway
Applied assurance judgment to project costs, property balances, revenue timing and contractor obligations.
Interim financial-statement audit
Key takeaway
Gained practical exposure to garment production cycles, inventory and interim reporting controls.
Statutory audit
Key takeaway
Built recurring audit experience in a technology-enabled service business with evolving processes.
Statutory audit
Key takeaway
Applied core assurance procedures to digital-service revenue, expenses and early-stage control environments.
Statutory audit
Key takeaway
Developed foundational provident-fund audit skills within a large corporate employee-benefit structure.
04
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| Janata Bank PLC | Banking & NBFI | Compliance report | Managerial | 2023 | Translated defined regulatory criteria into structured testing, exceptions assessment and formal reporting. |
| LankaBangla Securities PLC | Banking & NBFI | Scrutinizer report | Managerial | 2023 | Applied independent scrutiny and evidence discipline to a regulated capital-market reporting process. |
| Fred Hollows Foundation Bangladesh | NGO | NGOAB fund release order, FD-06 approval and audit report acceptance | Managerial | 2023 & 2024 | Navigated NGO regulatory submissions linking audited expenditure, fund release and approval requirements. |
| JF & I Packaging Dhaka Limited (JFI) | Manufacturing | Bangladesh Bank quarterly FDI reporting | In-Charge | 2020 to 30 September 2022 | Built sustained expertise in reconciling foreign-investment data for quarterly central-bank reporting. |
Compliance report
Key takeaway
Translated defined regulatory criteria into structured testing, exceptions assessment and formal reporting.
Scrutinizer report
Key takeaway
Applied independent scrutiny and evidence discipline to a regulated capital-market reporting process.
NGOAB fund release order, FD-06 approval and audit report acceptance
Key takeaway
Navigated NGO regulatory submissions linking audited expenditure, fund release and approval requirements.
Bangladesh Bank quarterly FDI reporting
Key takeaway
Built sustained expertise in reconciling foreign-investment data for quarterly central-bank reporting.
05
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| Singer Bangladesh PLC | Engineering | Dividend audit | Managerial | Listing to 2020 | Reconciled long-horizon dividend records to support completeness and CMSF compliance assessment. |
| Heidelberg Cement Bangladesh PLC | Manufacturing | Dividend audit | Managerial | Listing to 2020 | Managed historical dividend verification across shareholder records, payments and outstanding balances. |
| Eastern Housing PLC | Housing | Dividend audit | Managerial | Listing to 2020 | Applied structured historical testing to dividend liabilities and capital-market compliance records. |
Dividend audit
Key takeaway
Reconciled long-horizon dividend records to support completeness and CMSF compliance assessment.
Dividend audit
Key takeaway
Managed historical dividend verification across shareholder records, payments and outstanding balances.
Dividend audit
Key takeaway
Applied structured historical testing to dividend liabilities and capital-market compliance records.
06
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| EPIC Group | Garments | Payroll audit — process review and prepayment verification | Associate | October 2019 to March 2020 | Examined payroll controls and prepayment support across a labor-intensive manufacturing environment. |
| Unifill Group | Garments | Leftover garments audit — process review | Associate | 31 December 2019 | Reviewed operational controls over leftover garments, emphasizing quantity accountability and process integrity. |
Payroll audit — process review and prepayment verification
Key takeaway
Examined payroll controls and prepayment support across a labor-intensive manufacturing environment.
Leftover garments audit — process review
Key takeaway
Reviewed operational controls over leftover garments, emphasizing quantity accountability and process integrity.
07
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| Fu-Wang PLC | FMCG | Interim financial-statement preparation | In-Charge | 31 March 2022 | Led conversion of accounting records into structured interim financial statements and disclosures. |
| Air Alliance Limited (UPS Bangladesh) | Freight forwarding | Management and financial-statement audit | In-Charge | 30 June 2021 | Combined financial assurance with management-focused insight across a logistics operating cycle. |
| Penta Trading Limited (PTL) | FMCG | Management and financial-statement audit | In-Charge | 30 June 2021 | Linked financial-statement testing with management review of trading margins and working capital. |
| EAM Holdings Limited | Construction | Internal audit | In-Charge | Project based | Led project-level control review across construction spending, approvals and supporting documentation. |
| Salextra Limited | E-commerce | Internal audit | In-Charge | 30 June 2020 & 2021 | Assessed controls in a fast-moving digital commerce model across successive annual reviews. |
| Cloths “R” Us Limited (CRU) | Buying house | Management audit and financial-statement preparation | Managerial | 2020, 2021 & 2022 | Combined recurring management review with reliable financial-statement preparation over three years. |
| Polmart-PHQ | Co-operative | Review of financial statements | In-Charge | 30 June 2022 | Applied analytical review and reporting judgment within a co-operative governance structure. |
| My MedicalHub International Limited (MMH) | ITES | Fixed-assets verification and tagging | In-Charge | 10 January 2023 | Led physical verification and tagging to strengthen asset records, traceability and custodianship. |
| BAT | Tobacco | Inventory verification | Associate | Monthly | Built disciplined monthly stock-count experience in a high-volume controlled-goods environment. |
| Marico Bangladesh | FMCG | Inventory verification | Associate | Monthly | Developed recurring inventory-observation skills across fast-moving consumer-goods operations. |
| Unilever Bangladesh Limited | FMCG | Fixed-assets and inventory verification | Associate | Monthly | Combined recurring asset and inventory verification within a large-scale FMCG control environment. |
Interim financial-statement preparation
Key takeaway
Led conversion of accounting records into structured interim financial statements and disclosures.
Management and financial-statement audit
Key takeaway
Combined financial assurance with management-focused insight across a logistics operating cycle.
Management and financial-statement audit
Key takeaway
Linked financial-statement testing with management review of trading margins and working capital.
Internal audit
Key takeaway
Led project-level control review across construction spending, approvals and supporting documentation.
Internal audit
Key takeaway
Assessed controls in a fast-moving digital commerce model across successive annual reviews.
Management audit and financial-statement preparation
Key takeaway
Combined recurring management review with reliable financial-statement preparation over three years.
Review of financial statements
Key takeaway
Applied analytical review and reporting judgment within a co-operative governance structure.
Fixed-assets verification and tagging
Key takeaway
Led physical verification and tagging to strengthen asset records, traceability and custodianship.
Inventory verification
Key takeaway
Built disciplined monthly stock-count experience in a high-volume controlled-goods environment.
Inventory verification
Key takeaway
Developed recurring inventory-observation skills across fast-moving consumer-goods operations.
Fixed-assets and inventory verification
Key takeaway
Combined recurring asset and inventory verification within a large-scale FMCG control environment.
08
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| Jarvis Digital Limited | Advertising agency | WHT and VAT return submission | Managerial | Monthly | Managed recurring withholding-tax and VAT compliance for a service-based agency business. |
| Cloths “R” Us Limited (CRU) | Buying house | WHT and VAT return submission | Managerial | Monthly | Integrated monthly tax and VAT compliance with an established understanding of client operations. |
WHT and VAT return submission
Key takeaway
Managed recurring withholding-tax and VAT compliance for a service-based agency business.
WHT and VAT return submission
Key takeaway
Integrated monthly tax and VAT compliance with an established understanding of client operations.
09
| Client | Industry | Assignment | Role | Period | Key takeaway |
|---|---|---|---|---|---|
| Mega Consultants BD Limited | Engineering consultancy | Tax assessment by DCT | Managerial | 30 June 2022 & 2023 | Managed assessment support by reconciling returns, financial records and tax-authority queries. |
| Bitfountain Limited | Engineering consultancy | Tax assessment by DCT | Managerial | 30 June 2022 | Applied tax-analysis and documentation discipline during a formal assessment process. |
| Fred Hollows Foundation Bangladesh | NGO | Provident-fund recognition from NBR | Managerial | 1 July 2024 | Coordinated regulatory documentation for formal provident-fund recognition by the tax authority. |
Tax assessment by DCT
Key takeaway
Managed assessment support by reconciling returns, financial records and tax-authority queries.
Tax assessment by DCT
Key takeaway
Applied tax-analysis and documentation discipline during a formal assessment process.
Provident-fund recognition from NBR
Key takeaway
Coordinated regulatory documentation for formal provident-fund recognition by the tax authority.
The broader career story